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Gen Z in the US: how are you feeling about your finances?

The US economy has been in a tailspin, from rising prices, changing trade policies and the impact of artificial intelligence on the labor market. Polls show many Americans believe their financial security is getting worse and it’s harder to afford major life goals.Young Americans are no exception. If you are aged 18-29 and live in the US, we’d like to hear from you about the state of your finances and your biggest money concerns.You can tell us about your money situation and concerns using this form

about 6 hours ago
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We joke that to afford a home in Australia we must wait for our parents to die. It feels like a deal with the devil | Fiona Wright

For years, whenever my friends and I have despaired of the housing market and our precarious place within it, we have eventually landed on the same dark joke: there’s nothing any of us can do until our parents drop off the perch.The median rent in Sydney – the city where I live, largely by dint of being born here – has just hit $800 a week, a sum that represents more than half of a median income, and well beyond what is defined as affordable. This is the system that we are living with, one in which housing is a commodity, an investment, a means to accrue and hold wealth, rather than as a basic need and human right.In the past five years house prices have risen by nearly 50%, from what was already a record high. In the past month three of my closest friends – including one who lives alone – have been hit with rental increases of more than $100 a week

about 8 hours ago
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‘The kids don’t get days off. Nor should you’: my secret life as a paedophile hunter on the dark web

US undercover investigator Greg Squire can spend 18 hours a day befriending child sex abusers, to try to identify them and get justice for victims. He reveals the toll the work has taken on him Greg Squire can never forget the video that opened his eyes to what child sexual abuse could mean. It was a Sunday and he was at his home in New Hampshire, sitting out on his deck, his two young children running around, playing. This was 2008, about a year into Squire’s career as an agent for Homeland Security – he’d been a postman before this – and he reached for his laptop, checked his inbox and saw that the results of an email search warrant for a suspect had come in.He clicked on a video

about 12 hours ago
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Police ‘determined’ to target abusers who drive women to suicide but say they lack resources

Police are “determined to do more” to hold to account domestic abusers who drive victims to kill themselves, the National Police Chiefs’ Council has said.Assistant Commissioner Louisa Rolfe, the NPCC lead for domestic abuse, has said that “more posthumous investigations are taking place”, but that officers struggle with a lack of resources, adding that 20% of all crime relates to domestic abuse in most forces.National guidance had been changed, she said, with the NPCC’s research team going into forces to look at how it was being applied. That guidance, she said, had been adapted based on feedback from families, who had consistently raised concerns about police response.This included, Rolfe said, “officers too quick to assume, ‘well, it’s a suicide and therefore a case for the coroner, not an investigation to be had by policing’, too often assuming that the domestic abuse perpetrator was the primary next of kin, and therefore risking evidence being lost by, for example, returning personal property like phones to those individuals

about 16 hours ago
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NHS ’clearly failing’ to ensure children get measles vaccine, experts warn

Children are at risk of measles because the NHS is “clearly failing” to ensure they get the MMR vaccine and its system needs an urgent overhaul, MPs and health experts have warned.Calls are growing for major reform of how MMR jabs are delivered as it emerged that vaccination rates in some parts of England are now on a par with those in Afghanistan and Malawi.More outbreaks of measles like the one in north London are inevitable, public health specialists believe, given that fewer than 60% of five-year-olds in some places have had both the recommended doses of MMR.In Enfield, where 60 children have recently contracted measles, of whom 15 have been hospitalised, the MMR vaccination rate is only 64.3%

1 day ago
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Fertility patients win high court battle to save embryos after consent error

More than a dozen fertility patients have won a high court battle to save their embryos, eggs and sperm from destruction after errors meant they did not renew consent to store them within the 10-year window required by law.Ruling that the material could be kept, the judge said they should not “have the possibility of parenthood … removed by the ticking of a clock”.Lawyers for 15 groups affected by the errors – some of them former cancer patients – asked the court in London to declare it would be lawful for the embryos or cells to remain in storage, despite the consent expiring in June last year. In some cases this was because fertility clinics failed to notify those affected.In an unusual situation, the move was unopposed, with no objections from the clinics, the Human Fertilisation and Embryology Authority or the health secretary

1 day ago
sportSee all
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Grand National field ‘stands out’ in 2026 with elite runners and promising underdogs

about 3 hours ago
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A part-time job and DJ gigs helped Lara Hamilton reach the Winter Olympics. Now she wants to put Australia on the map

about 8 hours ago
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Lindsey Vonn back in US for treatment but ‘not yet able to stand’ after Olympic crash

about 8 hours ago
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Elana Meyers Taylor’s victory in her fifth Olympics was about far more than gold

about 9 hours ago
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‘No cushion, no seatbelt, no airbag’: the GB bobsledder who races with her eyes closed

about 10 hours ago
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‘I’m trying to expand what it means to be a skier’: Mallory Duncan on jazz, freedom and the mountains

about 11 hours ago

‘No cushion, no seatbelt, no airbag’: the GB bobsledder who races with her eyes closed

about 10 hours ago
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Ashleigh Nelson was never meant to be in the Winter Olympics.If you’d asked her 18 months ago where she expected to be competing this week, she would have told you she would be at the Utilita Arena in Birmingham running the 60m at the UK Indoor Championships, not standing at the top of the world’s newest ice track riding a £75,000 bobsleigh.“I was tricked into it,” Nelson says.“You laugh, but it’s true.” Nelson got into it only after the GB bob pilot Adele Nicoll sent her a message on Instagram just after the Paris Olympics asking if she fancied giving it a go.

“I didn’t know anything about it before I went down, I’d never seen a crash.I didn’t even know people did crash, the closest I’d ever come to a bobsleigh before was watching Cool Runnings,” Nelson says, before the two-woman bob, which starts official practice on Tuesday afternoon before the competition on Friday.Nelson’s idea of speed was what she could achieve on her own two feet.She is one of the most decorated female sprinters GB has had.She was part of 4x100m relay teams that won gold medals in the European Championships in 2014 and the Commonwealth Games in 2022, and silver at the World Athletics Championships in 2019 after bronze at the 2013 worlds, as well as an individual bronze and silver medals at the European and the World Junior and World Youth Championships.

It was only four years ago she was picked as the team captain for the European Championships in Munich.Then everything went wrong.“I’d had a brilliant year, there was no reason for me to think I would stop.Then I got injured.” It was her achilles.

The doctors gave her six months to recover, then decided she needed to have surgery.It cost her a year of competition.“I would have loved to have been at the Paris Olympics, but it was all just too much of a rush.” She was 32 and “ready to retire” when she got that Instagram message.“It caught me at a vulnerable time,” Nelson says.

“I didn’t make the Olympic Games and it was around that time Adele messaged me, I was feeling a bit sad and vulnerable, so when she said: ‘Do you fancy bobsleigh?’ I was like ‘maybe’,And then 18 months later I’m at the Winter Olympics, which is a bit bizarre,”There’s a long history of track athletes making the crossover from one sport to the other, bobsledders need to have that explosive sprinting ability to set the sled off and running down the mountain,Joel Fearon, James Dasaolu, Mark Lewis‑Francis, and Montell Douglas are just a few who have made the switch,But it’s not for everyone.

As Nelson found out when she tried it for the first time during a training camp in Lillehammer.“There’s no cushion.There’s no seatbelt.There’s no airbags.The first time I went down I was told: ‘Whatever happens, just hold on tight, don’t let go.

’ When I got to the bottom my body was in shock, I’d had a lot of caffeine and when I got out of the sled my nervous system was on edge.I just said: ‘What was that?’”The experience of being a passenger in a bob, if you’ve never been lucky enough to try it, is something like being stuck in the drum of a washing machine and tossed down a mountain.Nelson comes from a sporty family.Her brother was a sprinter, her father played for Stoke, her cousin Curtis plays for MK Dons.But this was a first, even for them.

“I called my mum afterwards and said: ‘Mum, I don’t think this is for me,’” Nelson says.“And my mum said: ‘Well you’ve gone all the way to Norway, you’re supposed to be there for two weeks, just stick it out.’” A few days later she had her first run with Nicoll as her pilot, “and that wasn’t so bad.You still get rattled, and some tracks are worse than others, but when I’ve got a driver like Adele I know that I’m safe.” Which still doesn’t necessarily mean Nelson enjoys it.

She cheerfully admits that she races with her eyes tight shut.“Why am I going to open them?” Nelson laughs.The large part of her work is in the first 50m, and she’s exceptionally good at it.“I’m fast, I’m strong, I’m not just here because I’ve got nice hair.I squat 260kg.

” But after that: “I’m in the back with my head tucked between my legs holding on to the sled! I can’t see anything that’s happening.I memorise the track and I count the corners so I know where I am, but when you’ve got your eyes closed and you’re going 80mph you’ll forgive me if I get a bit disorientated.” After the year she’s had, you can.