UK consumers saving less as taxes squeeze incomes, data shows

UK consumers saved less money during the third quarter of the year as higher taxes squeezed disposable incomes.The households’ saving ratio – which estimates the percentage of disposable income Britons save rather than spend – dropped 0.7 percentage points to 9.5%, the Office for National Statistics said. That is the lowest rate for more than a year

Bosses at City & Guilds handed million-pound bonuses after training firm is privatised

A pair of City & Guilds executives have each been awarded million-pound bonuses and sizeable salary increases after the skills charity’s business was acquired by an international company in October, the Guardian understands.The payments – which are understood to include a £1.7m award for the chief executive, Kirstie Donnelly, and £1.2m to the finance director, Abid Ismail – have emerged at a sensitive time for the training and qualifications business, as it navigates its first few months in the private sector.Last week it was revealed how City & Guilds has embarked on a £22m cost-cutting drive and is shrinking its UK workforce after being sold by its charity owner to PeopleCert, an international certification company

MPs question UK Palantir contracts after investigation reveals security concerns

UK MPs have raised concerns about the government’s contracts with Palantir after an investigation published in Switzerland highlighted allegations about the suitability and security of its products.The investigation by the Zurich-based research collective WAV and the Swiss online magazine Republik details Palantir’s efforts, over the course of seven years, to sell its products to Swiss federal agencies.Palantir is a US company that provides software to integrate and analyse data scattered across different systems, such as in the health service. It also provides artificial intelligence-enabled military targeting systems.The investigation cites an expert report, internal to the Swiss army, that assessed Palantir’s status as a US company meant there was a possibility sensitive data shared with it could be accessed by the US government and intelligence services

Extremists are using AI voice cloning to supercharge propaganda. Experts say it’s helping them grow

While the artificial intelligence boom is upending sections of the music industry, voice generating bots are also becoming a boon to another unlikely corner of the internet: extremist movements that are using them to recreate the voices and speeches of major figures in their milieu, and experts say it is helping them grow.“The adoption of AI-enabled translation by terrorists and extremists marks a significant evolution in digital propaganda strategies,” said Lucas Webber, a senior threat intelligence analyst at Tech Against Terrorism and a research fellow at the Soufan Center. Webber specializes in monitoring the online tools of terrorist groups and extremists around the world.“Earlier methods relied on human translators or rudimentary machine translation, often limited by language fidelity and stylistic nuance,” he said. “Now, with the rise of advanced generative AI tools, these groups are able to produce seamless, contextually accurate translations that preserve tone, emotion, and ideological intensity across multiple languages

McCullum admitting failure of his methods was gobsmacking but England are learning | Mark Ramprakash

Finally, in the last two days of the third Test with the series already basically lost, England stood up. They have been on a hell of a journey over 11 days of Test cricket, and now – too late – they are getting somewhere.They have reminded me of some of the students who have passed through the school where I teach: they get into the upper sixths and they’re first-team cricketers, the big boys, very confident, dominating the team, playing good cricket, think they’ve cracked the code. Then they have a gap year and go travelling, and suddenly they realise there’s a whole world out there, that life can be tough and things can be done differently. Out of their comfort zone they can mature rapidly as young men and as people

Six balls in Perth to Harry Brook’s drop: 10 moments that decided the Ashes

Lilac Hill warmup, Alex Carey’s glovework and Pat Cummins’ control of Joe Root are key parts of the storyIt’s not a complete exaggeration to say that Australia won the 2025-26 Ashes on 15 October 2024. That was when Cricket Australia announced the schedule for the series: Perth first, Brisbane second. Starting the series on the bounciest, most Kryptonicious pitches in Australia – and the only major venues where England haven’t won a Test since 1986-87 – was a masterstroke, especially as Australia also had a day-night advantage at the Gabba. By the time England reached more batting-friendly climes, many of their batters already had scrambled brains.We may never know the whole truth about whether England could have used the Waca in Perth ahead of the first Test